Who can use Pay in 3 with Klarna?

You can pay using Klarna if you are over the age of 18 and have a billing and delivery address within the UK. Klarna will perform a soft credit check before approving or denying your payment. This does not affect your credit rating.

Klarna's Pay in 3 is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.

Please note that Klarna is an independent payment provider and therefore Love the Sales has no influence over whether your payment with Klarna is accepted or not. For more information, you can contact Klarna directly at https://www.klarna.com/uk/about-us/contact/